Frequently Asked Questions

Title is the right to, or ownership of, a specified residential or commercial real estate property. When you obtain a Title you have the following rights: 

• Right of Possession
• Right of Control
• Right of Exclusion
• Right of Enjoyment
• Right of Disposition 

Title Insurance is a one time premuim policy at closing that protects the homeowner and/or lender against any financial loss that may result from real estate defects or liens. 

Title insurance is an insurance policy that is issued by the title company to protect you and your heirs from any future claims of any previous leins or judgements filed on the property before you purchase.

Shop around. Request an estimate by providing the property address, purchase price and loan amount. 

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A title defines ownership of a property and a deed is a legal document that transfers the ownership of a property.

Municipal searches are searches conducted and confirmed by the municipality. They confirm the status of occupancy, building violations, open permits, street maintenance and emergency service reported. These searches are required by most lenders and offer insightful information about the conditions of a property. 

They are not a part of the initial title services and research. They are provided upon request.

Fun fact: Known to cause one of the biggest delay throughout a purchase transaction.

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